Feb 27th, 2015

What is Social Security Disability Insurance (SSDI) and Who Qualifies?

Fred London Law 0 Comments Social Security Disability

Many disabled people throughout the county rely on Social Security Disability Insurance to care for themselves and their families. Though disability is something many people do not like to talk about, the chances for disability are higher than you might have thought. Studies show that a 20-year-old worker has a 25 percent chance of becoming disabled before reaching retirement age. With those odds, it’s wise to know what SSDI is and who qualifies so keep reading.

What Is Social Security Disability Insurance?

Social Security Disability Insurance [ http://www.socialsecurity.gov/pubs/EN-05-10029.pdf ]is a program created to help people who have worked and paid their taxes in the Social Security system in case they become disabled. The person must have worked for a certain amount of years depending on their age before they become disabled. When the injured person is deemed disabled, they will receive SSDI benefits regardless of their personal financial situation.

Who Qualifies for SSDI Benefits?

SSDI benefits are paid to people who cannot work because of a medical condition expected to last at least one year or result in death. Social security has a firm definition of disability and does not award money for short-term or partial disability. Certain family members of disabled workers can also receive benefits.

The experts recommend that you apply for SSDI benefits as soon as you become disabled. Do not wait. Contacting an attorney to help you file your paperwork, may make the filing process easier on you and your family. To apply for SSDI benefits either go to www.socialsecurity.gov or call 1-800-772-1213.

When you apply for SSDI benefits you will need the following information prepared:

-Your Social Security number and birth or baptismal certificate
-Names, addresses, and phone numbers of the doctors, hospitals, caseworkers, and clinics that cared for you and the dates of your visits
-Names and dosages of all medication you currently take
-Laboratory and any test results
-All current medical records you have in your possession
-A work summary including what you did and where you worked
-A copy of your most recent W2 or federal tax return from last year

In order to qualify for SSDI benefits, an applicant’s request will be reviewed to ensure all requirements are met. Once basic requirements are met, the application moves to the state where the Disability Determination Services contacts your doctors and healthcare providers for more detailed information.

If approved, the disabled worker will receive a letter from Social Security stating when SSDI benefits have gone into effect and how much money you will receive. SSDI benefits will start to be paid six months after the effective date.

Feb 24th, 2015

How a Disability Attorney Can Help You

Fred London Law 0 Comments Uncategorized

Physical disability can be terrible. For a person who’s used to freedom of movement, disability can be soul- crushing. There are many jobs which can likely lead to disability. Working in a factory or handling precarious instruments are two of many examples. If you are a family man, you need to think about such things. You need to factor in every contingency that can arise while planning for your family’s future. Applying for Social Security disability insurance is an excellent way to secure your family’s future, if you are unable to work due to your health.

However, there are millions of applications that are processed by the Social Security Administration each year. Not all of them get accepted. The primary reason is because they are not filed properly. Most people tend not to work with a disability attorney while filing their Social Security disability applications. However, a disability attorney can significantly improve your chances of getting your application accepted. At Fred S. London, PC, we work with some of the finest, most experienced attorneys who are well versed in handling Social Security disability applications.

What Is a Disability Attorney?
A disability attorney is an attorney who can handle your Social Security claim/application. They will guide you throughout the process, and handle all legal matters pertaining to your application. At Fred S. London, PC, we assign a disability attorney to every individual applicant. Proper interviews are held in the beginning to gather information about the case. This helps us get a better idea of your situation, and what your chances of success are.

What Can a Disability Attorney Do?
There are many things that our disability attorney can do for you. Fred S. London, PC has had extensive experience in dealing with Social Security disability applications. We can guide you in filling out the application properly. We will review all of your medical records in order to acquaint ourselves with the case. We can also help set up an administrative examination with the Social Security Administration with a doctor.

Most importantly, we will help you get ready for the hearing. The hearing is quite possibly the make or break moment of your case. That is why it is important to go prepared. We will provide you with complete information about how to handle the questions, as well as set up rehearsals before the hearing. Our job is to make sure that your case is as strong as can be. We will argue your case if need be. We can also lodge an appeal in case your application gets declined.

Feb 20th, 2015

Can I qualify for Social Security disability benefits with arthritis?

Fred London Law 0 Comments Social Security Disability

Arthritis is a condition that that can cause even sedentary work to be extremely difficult to accomplish. According to the Social Security Administration [ http://www.socialsecurity.gov/disability/professionals/bluebook/1.00-Musculoskeletal-Adult.htm ], if you cannot perform the physical activities required by most jobs, you may qualify for disability. Some of these activities include standing for long periods of time or lifting objects. Along with the inability to perform physical activities, you may also qualify if you are experiencing a loss of function in either your upper or lower extremities due to arthritis.

This post will explain what the SSA’s qualifications are in regards to arthritis and the symptoms that coincide with each one. Even if your condition is not listed, you may qualify for disability benefits under different terms. Please reference the link at the top of the page for a full list of ailments that qualify you for Social Security disability benefits.

What type of arthritis do you have? How severe are your symptoms? The following is a list of some of the types of arthritis that may qualify you for Social Security benefits and how they are categorized according to the Social Security Administration.

  1. Disorders of the Musculoskeletal System: Osteoarthritis and facet arthritis are considered disorders of the spine. You can qualify for disability if your ailment has compromised a nerve root or the spinal cord in one of three ways: Compression of the root and the accompanying symptoms, spinal arachnoiditis or lumbar spinal stenosis resulting in pseudoclaudication.
  2. Immune System Disorders: This section includes inflammatory arthritis, rheumatoid arthritis, psoriatic arthritis and septic arthritis. These types of arthritis are evaluated based on the level of impairment that they have caused. The Social Security Administration gauges qualification on if the applicant has experienced extreme limitation or joint deformities. One can prove this by providing medical images (MRI images for example) that show joint abnormalities or damage.
  3. Disorders that affect the functioning of the Cardiovascular System: Chest discomfort can be caused by cervical or dorsal spine arthritis. This chest discomfort can be expressed in the form of hyperventilation or other symptoms that mimic myocardial ischemia causing an immense amount of pain.

Two of the most common qualifiers for disability benefits in regards to arthritis are a reduction of function and joint deformities. If you have arthritis that affects your lower extremities and restricts how long you can walk, stand or even sit, you may not even be able to execute stationary work. If you feel as though your condition has made you unable to work, visit the SSA website [ http://www.ssa.gov/disability/ ] to apply.